Teach children the important life skill of understanding investing, risk, and reward with this engaging, discussion-based financial literacy lesson for Years 4–5.

This is part of a Series:

Lesson 1 - What is Money (Here for FREE)
Lesson 2 - How People Earn Money (Here)
Lesson 3 - Spending Wisely (Here)
Lesson 4 - Saving Money (Here)
Lesson 5 -Growing Money (This resource)
Lesson 6 - Your Money Plan (Here)

In this lesson, pupils learn:
• what investing means in simple terms
• that money can grow in different ways
• the difference between risk and reward
• why some ways of growing money are safer than others
• how different people make different financial choices depending on their goals and situation

This complete lesson pack includes:
✔ Full teacher guide with lesson plan and differentiation
✔ PDF presentation slides
✔ Student worksheets
✔ Investment Scenario Cards activity
✔ Year 5 extension challenge
✔ Pound (£) and Dollar ($) versions included

The lesson combines PSHE, maths, and personal finance in a child-friendly and highly practical way. Pupils discuss real-world investing ideas, compare levels of risk, justify financial choices, and explore how people try to grow money over time.

Topics explored include:
• savings accounts
• Premium Bonds (UK Scheme)
• shares
• property
• starting a business
• peer-to-peer lending

Perfect for:
• Financial literacy
• PSHE
• Life skills
• Maths enrichment
• Upper KS2 / Year 4–5

Low prep and ready to teach.

Grades: 4–5
Ages: 8–10
Format: PDF

This is a digital download only