The complete high school Personal Finance curriculum - all 9 units, 90 fully-built lessons, ready to teach Monday morning. Built by a working classroom teacher. American English throughout. Buy once and teach the entire course.

The 9 units:

• Unit 1: Earning Income - paychecks, income taxes, benefits, gig work
• Unit 2: Budgeting and Spending - building and living on a real budget
• Unit 3: Saving and Banking - accounts, emergency funds, interest
• Unit 4: Credit and Debt - credit scores, loans, avoiding debt traps
• Unit 5: Investing - index funds, retirement accounts, asset allocation
• Unit 6: Taxes - pay stubs, the W-4, filing a federal return
• Unit 7: Insurance - health, auto, renters, life, and disability
• Unit 8: Consumer Skills - smart spending, scams, negotiation, contracts
• Unit 9: Career and College Capstone - college ROI, student loans, first-job decisions

Every unit includes:

• 10 fully-built lesson presentations (editable PPTX) with substantive teacher speaker notes on every slide
• 10 print-ready student worksheets (PDF), every part scaffolded
• 10 answer keys with sample responses and conferring notes
• Unit overview / scope and sequence (PDF + editable Word)
• Parent letter (PDF + editable Word)
• Summative assessment with a detailed analytic rubric (5 criteria, 4 performance levels)

Totals across the bundle: 90 fully-scripted lessons, 90 student worksheets, 90 answer keys, and 9 summative assessments with rubrics.

Every lesson follows the same structure: Learning Target, Hook with Turn and Talk, 3 Direct Instruction blocks, Guided Practice, Independent Practice with worksheet, Exit Ticket with sentence starters, and a Recap. Full speaker notes mean any teacher - or a substitute - can deliver it cold.

Standards: aligned to the Council for Economic Education (CEE) National Standards for Personal Financial Literacy and the Jump$tart Coalition National Standards, with CCSS-Math modelling and statistics in the calculation lessons. Adaptable to state graduation requirements.

Differentiation is built in: extension prompts for above-level students, scaffolded on-level structure, and sentence starters, vocabulary boxes and pre-filled research links for IEP and ELL learners.

Perfect for personal finance courses, economics electives, CTE career pathways, life-skills classes, financial-literacy graduation requirements, substitute coverage, and hybrid instruction.

Format: PPTX (editable) lesson decks, PDF (printable) student materials and answer keys, DOCX (editable) overviews and parent letters. American English throughout. Buy the full curriculum once instead of unit by unit.